Best Hysa 2025 Bankrate Reddit. I would start one today if this is your goal. I've been with tab bank for years and no problems with their hysa.

I chose marcus by goldman sachs for myself because i wanted hysa for my emergency funds and holding some short term savings. You could save your contributions in a hysa, which currently offers a 5.4% return, and then max out your ira on january 1st, 2025.